Providing a decent old age for your parents is sometimes financially overwhelming. The government and other agencies had come up with senior care financial assistance initiatives that will lighten your burden. They are distributed between federal, state and local government with simple application and eligibility criteria but offering immense benefits. Here is a look at some of them.
Medicare- it is more than the common Part A and B which cover hospital and medical needs. Premiums for elders who are past their 65th birthday can be paid using their monthly benefits through direct deduction. Parents considered to have been in the low income brackets also receive subsidies on their monthly premiums. With such options, you will drastically reduce your monthly expenses.
Social Security- parents who earned their social security benefits based on the lower paying jobs have provisions in their favor. The Supplementary Security Income program may be an option that provides more in terms of monthly benefits. It is either run by the federal government or in collaboration with the state.
Administration on Aging- this is the body mandated with handling all affairs concerning the elders. They have excellent programs include protection against abuse, counseling, enhancement of long term care as well as legal assistance. Information to families and elders is provided through a banner on their website with clear directions on how to benefit from their services.
Department of Veteran Affairs- the program is for aging parents who served in the military. Those with service related disability have the option of applying for increased benefits especially if the condition gets worse with time. In case the veteran is on medication, the program may consider easing your burden on hospitalization and prescription, among other areas. There are VA compensation and pension plans that you also can explore.
Health Insurance Portability and Accountability Act/HIPPA- the act provides guidelines on who can discuss medical and health records or conditions of a patient. This will stop you from taking necessary steps to minimize your care burden. Take a bold step as early as possible before a condition arises that will hinder you from making a decision that is beneficial to your parents.
US State Department of Justice- it is responsible for the execution of the Americans With Disability Act. This act provides privileges to the disabled to ensure that they have universal access to services at all levels. They provide publications that are free to access on their website that can be very helpful in your daily endeavors.
Food and Drug Administration- many elders are on multiple drugs because of their health conditions. The multiplicity of prescriptions could affect their health. As a care giver, it is advisable to know the drugs, their purpose in the body and possible side effects. This information is available from the website of the administration. It makes it easier to understand the condition of your elderly parent.
Other initiatives worth considering are the office of your senator who is mandated to have a specialist staff to handle elder affairs, the congressional representative as well as local agency tasked with elder affairs. Each case is handled based on its own merit. Examine the options available and take advantage of the provisions of each.
Medicare- it is more than the common Part A and B which cover hospital and medical needs. Premiums for elders who are past their 65th birthday can be paid using their monthly benefits through direct deduction. Parents considered to have been in the low income brackets also receive subsidies on their monthly premiums. With such options, you will drastically reduce your monthly expenses.
Social Security- parents who earned their social security benefits based on the lower paying jobs have provisions in their favor. The Supplementary Security Income program may be an option that provides more in terms of monthly benefits. It is either run by the federal government or in collaboration with the state.
Administration on Aging- this is the body mandated with handling all affairs concerning the elders. They have excellent programs include protection against abuse, counseling, enhancement of long term care as well as legal assistance. Information to families and elders is provided through a banner on their website with clear directions on how to benefit from their services.
Department of Veteran Affairs- the program is for aging parents who served in the military. Those with service related disability have the option of applying for increased benefits especially if the condition gets worse with time. In case the veteran is on medication, the program may consider easing your burden on hospitalization and prescription, among other areas. There are VA compensation and pension plans that you also can explore.
Health Insurance Portability and Accountability Act/HIPPA- the act provides guidelines on who can discuss medical and health records or conditions of a patient. This will stop you from taking necessary steps to minimize your care burden. Take a bold step as early as possible before a condition arises that will hinder you from making a decision that is beneficial to your parents.
US State Department of Justice- it is responsible for the execution of the Americans With Disability Act. This act provides privileges to the disabled to ensure that they have universal access to services at all levels. They provide publications that are free to access on their website that can be very helpful in your daily endeavors.
Food and Drug Administration- many elders are on multiple drugs because of their health conditions. The multiplicity of prescriptions could affect their health. As a care giver, it is advisable to know the drugs, their purpose in the body and possible side effects. This information is available from the website of the administration. It makes it easier to understand the condition of your elderly parent.
Other initiatives worth considering are the office of your senator who is mandated to have a specialist staff to handle elder affairs, the congressional representative as well as local agency tasked with elder affairs. Each case is handled based on its own merit. Examine the options available and take advantage of the provisions of each.
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